Open Joint Stock Company FinanceCreditBank KAB was founded in 2005. On November 18, 2005, the National Bank of the Kyrgyz Republic issued a prior permission to open OJSC FinanceCreditBank in Kyrgyzstan. On December 30, 2005, FinanceCreditBank received the NBKR license for the right to conduct banking activities after the completion of the process of preparing the package of necessary documents and registration. The issued license allows the bank to carry out all banking activities, including investment. On February 6, 2006, OJSC FinanceCreditBank began full-time work on customer service.
OJSC FinanceCreditBank is a modern bank that provides a full range of banking services at optimal interest rates, maximum speed and quality of service. The Bank pursues an active business growth policy and plans to join the group of leaders among commercial banks of the Kyrgyz Republic over the next two years.
Today, the branch network of OJSC FinanceCreditBank has 6 branches located in six main regions of the Kyrgyz Republic and 13 savings banks.
The Bank's priority area of activity is the development of the retail business, which includes the development of consumer and mortgage lending, as well as the deposit market. In addition, the Bank develops other business areas: corporate business, as well as small and medium businesses.
Today, the Bank has correspondent accounts with large banks of the Russian Federation and the Republic of Kazakhstan. In the future it is planned to establish correspondent relations with internationally well-known banks in North America, Europe, Asia.
The Bank's mission is to provide all Customers a range of banking products and services at the highest quality level.
The basic principle is confidence between the bank and its Customers, which is based on mutual development and partnership. The mission determines that the basic motives for the activities of the entire bank team should be active creation and usefulness. The needs of the Customers are our incentive for development, we are the foothold in the process of intensive development. Our belief is that business has meaning only when all of its members benefit.
The bank's philosophy is based on the principles of harmony, justice, political indifference, confidence, development and reasonableness. The harmony of relationships both within the bank and with its external environment requires justice, confidence and political indifference. Political indifference is the result of an understanding that adherence to any political tendency distracts from solving pressing tasks. Confidence and justice in relationships are formed through reasonableness. Reasonableness is achieved by constant self-improvement, the current daily development of the bank. Real development is possible only when there are harmonious relations that exclude conflicts and contradictions.
Ladies and Gentlemen!
Welcome to the updated official website of the Bank
Open Joint Stock Company FinanceCreditBank has been operating since 2005. OJSC FinanceCreditBank is a modern bank that provides banking services at optimal rates, high speed and quality of service. Our Bank offers a full range of financial services: commercial and consumer lending, all-inclusive settlement and cash services, fixed-term deposits, currency exchange transactions, money transfers, and a safe depository. The priority area of the Bank's activity is the development of retail business, which includes the development of consumer and mortgage lending, the provision of remote banking services.
Our aim is to provide customers with the most range of options in obtaining banking services. We can state with all confidence that client-centeredness and professionalism are the key to stable growth and our competitive advantage. Our Bank does not stand aside from the public life of Kyrgyzstan; we support various positive and socially significant events.
We express our gratitude to all our customers and partners for their confidence and support. We hope for further mutually beneficial cooperation. We express our special gratitude to the Bank's employees, whose high professionalism and creative attitude contribute to the successful development of the Bank.
I can state with confidence that this address reflects the ideology of our friendly team.
Chairman of the Management Board of OJSC FinanceCreditBank
1. CJSC A Plus Insurance Company
CJSC Stock Exchange of Kyrgyzstan - Exchange Trading System
List of correspondent banks on accounts of NOSTRO OJSC FinanceCreditBank, c.Bishkek, Kyrgyz Republic SWIFT:FIKBKG22
|Correspondent bank||SWIFT code||Currency||Corres.account No.||Address|
|Eurasian Development Bank||EABRKZKA||
|Republic of Kazakhstan, 050051, c.Almaty, Dostyk Ave., h. 220|
|100047, c. Tashkent, Mirabad district, Amir Temur Avenue, 4|
|Aktif Yatirim Bankasi A.S.||CAYTTRIS||
|Full name:||OJSC FinanceCreditBank|
|Location:||c.Bishkek, Kyrgyz Republic|
|Postal address:||720021, Bishkek, 105 Abdrakhmanov Str.|
|Legal address:||Kyrgyz Republic, 720021, c.Bishkek, 105 Abdrakhmanov Str.|
|Corres.acc.:||1013810000490186 in NBKR|
|Telex:||245155 FCKAB KH|
|Acceptance place||Acceptance address||Контакты|
|National Bank of the Kyrgyz Republic||с. Bishkek, 168 Chuy Ave.||(0312) 615278|
|Osh Regional Administration||с. Osh, 119 Kurmanzhan Datka Str.||(03222) 48463|
|Naryn Regional Administration||c. Naryn, 6 Jamgyrchy uulu Abas Str.||(03522) 50472|
|Issyk-Kul Regional Administration||c.Karakol, 265 Toktogul Str.||(03922) 51253|
|Jalal-Abad Regional Administration||c.Jalal-Abad, 13 Erkindik Str.||(03722) 23884|
|Talas Regional Administration||c.Talas, 291 Berdike Baatyr Str.||(03422) 52377|
|NBKR Representative Office in Batken Region||c.Batken, 3 T. Sadykov Str.||(03622) 50446|
Information for the Bank's partners: In order to prevent evasion of the payment of taxes on income received by US residents outside the United States, on March 18, 2010, the United States adopted the Foreign Account Tax Compliance Act (FATCA).
In accordance with the provisions of FATCA, foreign financial institutions (FFIs), which also include OJSC FinanceCreditBank (hereinafter the Bank), from 07.01.2014 are required to disclose transactions and balances in the accounts of American taxpayers, individuals, customers of the Bank to the US Internal Revenue Service (IRS).
In accordance with this recommendation, OJSC FinanceCreditBank, like all the Kyrgyz Republic banks, acceded to the agreement with the IRS and the Bank was assigned a GIIN (Global Intermediary Identification Number): E7E0WA.99999.SL.417.
Non-participation in FATCA has significant risks:
The participation of OJSC FinanceCreditBank in FATCA does not take out of risk of withholding 30% tax (penalty) from outgoing payments of Customers made to or through FFIs that have refused or are not participating in FATCA, and therefore, before making a transfer, it is necessary to clarify information about participation in FATCA of the beneficiary bank, intermediary bank through the link http://apps.irs.gov/app/fatcaFfiList/flu.jsf.
Information for customers and partners of the Bank:
In order to prevent the use of the Bank as a tool for legislation (laundering) illegal income and financing of terrorism, as well as protecting the business reputation of the Bank and its customers, OJSC FinanceCreditBank has an "Internal Control Policy for Countering the Financing of Terrorism and Legislation (laundering) of criminal proceeds (CFT/LCP)," complying with all the requirements and norms of the Law of the Kyrgyz Republic" On countering the financing of terrorism and legislation (laundering) of criminal proceeds "dated August 06, 2018 No. 87 and regulatory acts of the NBKR.
The Bank’s current CFT/LCP Policy meets the requirements of the legislation of the Kyrgyz Republic and international standards. Based on the Policy, the Bank has an internal control system for CFT/LCP, the main areas of which are:
OJSC FinanceCreditBank does not maintain correspondent relations with "shell banks," banks registered in offshore zones and in a number of countries that do not apply FATF recommendations.
In order to reduce costs and risks in establishing bilateral correspondent relations, OJSC FinanceCreditBank is registered on the website: http://www.swift.com/ for the safe exchange of standardized data "Know your client," which can be found at the following link: https://www.swift.com/our-solutions/compliance-and-shared-services/financial-crime-compliance/the-kyc-registry.