Description

FinanceCreditBank offers your company a modern, convenient, and flexible payroll processing system using payment cards. This solution caters to the needs of both the company and its employees, all made possible by our tailored approach to each client.
Advantages for the Organization: 
 transfer of wages to a bank account serviced by a payment card makes the work of accounting and cash departments of the organization much easier;
 use of bank payment cards when issuing salaries through ATMs and cash withdrawal points (CWPs) reduces the organization's costs and eliminates the problems of receiving, storing and transporting cash;
 confidentiality of payments;
 reduction of cash storage and delivery risks;
 timely payment of salaries to employees on long business trips or outside the organization.
Advantages for the Employees: 
 reduction of settlement time;
 all inconveniences associated with the need to carry cash and large sums of money when paying for goods and services are eliminated;
 possibility of obtaining a card on favorable terms;
 possibility to receive income due to accrual of interest on the account;
 the cardholder does not depend on the day and time of payroll issuance. He can get the required amount of cash at ATMs or CWPs of the payment system.
PARTNER NETWORK 
For the convenience of customers, six Participating Banks:
 FinanceCreditBank
 KICB
 Asia Banks
 Bakai Bank
 DosKredoBank
 Capital Bank

of the ELKART national payment system have established a partner network. The Bank's clients can cash out their funds at the rates of their Bank without additional fees. 
Issuance of magnetic stripe card  No fee
Card reissuance   No fee  
Urgent card issuance   100 KGS 
Additional card issuance  90 KGS 
Chip card issuance/reissuance  160 KGS 
Chip card urgent issuance/reissuance  260 KGS 
Financial claim consideration  No fee 
Annual service  100 KGS 
Minimum account balance  50 KGS 
Cash withdrawal in devices of FinanceCreditBank OJSC 0.5%
Cash withdrawal in devices of FinanceCreditBank OJSC and Partner Network banks  0.5%
Cash withdrawal in the devices of banks, which are not included in the Partner Network  0.6% 
Payment for goods and services through POS-terminals  No fee 
Fee for requesting information on balance status and (mini) statement in devices of our Bank and the Partner Network banks  0.5 KGS 
Fee for requesting information on balance and (mini) statement in the devices of banks that are not included in the Partner Network  5 KGS 
SMS - notification of card transaction (one SMS message) 5 KGS
Accrual of interest on the card balance 3% per annum 
Transfer of funds from card to card via ATMs  According to the tariffs of banks providing this service