Consumer loan 

• Collateral is not required
• *Effective interest rate: in KGS from 29.44%

Second salary - card (salary)

• Collateral is not required

* Effective interest rate: in KGS from 29.33%

USD from 13.0%

KGS from 22.0%

RUB from 22.0%

• Loan term – up to 3 years
• Down payment – 30% and more
• Currency - KGS
• Loan repayment - monthly, annuity payments
• Interest rate - in KGS from 23%

• Interest rates: in KGS from 22%, in USD from 14%, and in RUB from 22%
• Consumer loans are available as individual loans or credit lines
• Loan term: up to 36 months
• Currency: KGS, RUB, USD 
• Loan repayment: monthly, with annuity payments

Purchase of machinery, equipment, and vehicles 

• Collateral required
• *Effective interest rate: in KGS/USD from 25.8%