Advantages 

• Quick consideration
• Consumer loans are granted as individual loans or credit lines
• Consumer loans can be used for various purposes, such as home repairs, education expenses, vacations abroad, medical treatment, events, and repayment of private loans, etc. 
• *Effective interest rates: in KGS from 24.34%, in USD from 13.80%, and in RUB from 24.36%.

Required Documents: 1. List of documents for individuals: 2. Borrower's passport, spouse's passport, and a copy of the marriage certificate. 3. Documents confirming income (e.g., a certificate of employment for the last 6-12 months or evidence of income from entrepreneurial activity, with at least 6 months of operation). 4. Required collateral documents: title deed for real estate, technical passport, and a certificate from the state register confirming the absence of encumbrances or restrictions.