The loan is granted for the purchase of an automobile
In case of positive credit history and long-term work with the Bank, customers are provided with special benefits in the form of reduced interest rates and a grace period for repayment of the principal amount of the loan.
*Effective interest rate: in KGS from 25.8%
Loan Terms
Loan term β up to 3 years
Down payment β 30% and more
Currency - KGS
Loan repayment - monthly, annuity payments
Interest rate - in KGS from 23%
Collateral Requirements
Π‘ollateral β the vehicle to be purchased and a surety
Interest rates
Required Documents: 1.Borrower's passport, spouse's/borrower`s passport 2.Applicant's passport and a copy of the marriage certificate (if applicable) 3.Documents confirming the source of income (such as records related to entrepreneurial activities or a certificate from the place of employment) 4.Motor vehicles: technical passport, certificate from the traffic police confirming the absence of liens and restrictions 5.Surety: passport of the Guarantor and the Guarantor's spouse, along with a copy of the marriage certificate 6.Certificate from the Social Fund and the State Tax Service confirming the absence of debts 7.List of required documents for individuals
