Description

PAYMENT CARD is a payment instrument represented in the form of a plastic card, which allows its holder to conduct operations on purchase of goods and services, receipt of cash in the national currency, through terminals or other devices, and a means of access to the bank account for management by its holder of funds on the bank account.
CONVENIENCE
 pay for goods and services without commission and having cash;
 use a wide network of cash withdrawal points at any time of the day;
 store and accumulate funds with interest accrual;
 receive your salary, pension and other payments on time and without queues;
 receive additional card services:
o instant card credit - overdraft;
o money transfer from card to card using an ATM;
o payment for utilities and other services using an ATM;
o replenishment of the card balance with the help of payment terminals; 
o issue of additional cards to your card account;
o SMS notification. 
SECURITY
 use of cards during payments guarantees their error-free operation;
 in case of loss or theft of the card, you can block the card with one call to the following phone numbers.
PARTNER NETWORK 
For the convenience of customers, six Participating Banks:
 FinanceCreditBank
 KICB
 Asia Banks
 Bakai Bank
 DosKredoBank
 Capital Bank

of the ELKART national payment system have established a partner network. The Bank's clients can cash out their funds at the rates of their Bank without additional fees. 
Payment Card | Pensioner Card | Social Card 
Issuance/reissuance of magnetic stripe card  0 KGS
Issuance/reissuance of chip card  0 KGS 
Urgent issuance/reissuance of card with magnetic stripe  100 KGS 
Urgent issuance/reissuance of chip card  300 KGS 
Consideration of financial claim  100 KGS
Additional card issuance  100 KGS 
Annual service  100 KGS 
Minimum account balance  50 KGS 
Cash withdrawal in devices of FinanceCreditBank OJSC and Partner Network banks  0.5%
Cash withdrawal in the devices of banks, which are not included in the Partner Network  0.6%
Payment for goods and services through POS-terminals  No fee
Fee for requesting information on balance status and (mini) statement in devices of our Bank and the Partner Network banks  0.5 KGS 
Fee for requesting information on balance and (mini) statement in the devices of banks that are not included in the Partner Network  5 KGS 
SMS - notification of card transaction (one SMS message) 5 KGS
Transfer of funds from card to card via ATMs  According to the tariffs of banks providing this service

Payment Card | Pensioner Card | Social Card 
Card issuance   No fee
Card reissuance   No fee
Urgent card issuance   No fee
Consideration of financial claim  100 KGS 
Additional card issuance  No fee
Annual service  No fee
Minimum account balance  50 KGS 
Cash withdrawal in devices of FinanceCreditBank OJSC  0.0%
Cash withdrawal in devices of Partner Network banks 0.0%
Cash withdrawal in the devices of banks, which are not included in the Partner Network  0.6%
Payment for goods and services through POS-terminals  No fee
Fee for requesting information on balance status and (mini) statement in devices of our Bank and the Partner Network banks  0 KGS 
Fee for requesting information on balance and (mini) statement in the devices of banks that are not included in the Partner Network  5 KGS 
SMS - notification of card transaction (one SMS message) 5 KGS 
Accrual of interest on the card balance 5%
Transfer of funds from card to card via ATMs  According to the tariffs of banks providing this service

Payment Card | Pensioner Card | Social Card 
Card issuance   No fee
Card reissuance due to expiration date No fee
Card reissuance due to damage, loss, theft, loss of Pin-code 90 KGS
Urgent card issuance   No fee
Consideration of financial claim  100 KGS 
Additional card issuance  No fee
Annual service  No fee
Minimum account balance  50 KGS 
Cash withdrawal in devices of FinanceCreditBank OJSC  0.0%
Cash withdrawal in devices of Partner Network banks 0.0%
Cash withdrawal in the devices of banks, which are not included in the Partner Network  0.6%
Payment for goods and services through POS-terminals  No fee
Fee for requesting information on balance status and (mini) statement in devices of our Bank and the Partner Network banks  0 KGS 
Fee for requesting information on balance and (mini) statement in the devices of banks that are not included in the Partner Network  5 KGS 
SMS - notification of card transaction (one SMS message) 5 KGS 
Accrual of interest on the card balance 3%
Transfer of funds from card to card via ATMs  According to the tariffs of banks providing this service